So you are retired now and you probably have some sort of an idea or plan about how you want your retirement to go. As in anything in life, the best laid plans can go wrong and retirement is no exception. I like to have a plan. Get the plan all thought out and then execute said plan. That is how I roll. But things can happen that interfere. I have learned that I have to be able to adapt the plan and not stress over it. The important thing is to not just blow it all up and not carry out the plan. You just have to revamp it and make it happen. Persevere!
Carrying out all these plans requires doing your research so that you have some idea of what you are getting into, having the confidence to take the bull by the horns and just do it and to be able to roll with the punches and revamp the plan should something go awry.
Doing adequate research into what it is you want to do is crucial. It doesn’t matter whether it is planning a new yard or garden, building a house, planning a trip or learning a new sport or skill. You have to research what it going to be entailed from a financial standpoint as well as other points like skill level required, time required etc. By doing the work your research will lead you down lots of different paths. You may get to the point where you realize that what is involved in your idea is just too much for you and you need to lower your expectations. Or the research may make you realize that yes this is right for me. There is so much information on line these days that it makes it easy. There are many retirement bloggers out there sharing their experiences which can be invaluable in your planning process.
Having the confidence to carry out your plans is also important. I know there are people out there with lots of dreams about things they would like to do and experience and they never accomplish it because of a lack of confidence. I think doing lots of research helps with this. If you have the information you need it boosts your confidence. Turn doubts into a “heck, yes I can do this!”
The best laid plans can be torpedoed in lots of ways. Sometimes we have to put dreams on hold. But put them on hold, don’t scuttle them completely. Take plan A and make it plan B, but still do it. Perhaps the dream 3000 sq ft home turns into 1500 sq ft. Or the 3 month vacay turns into 3 weeks. But it is still a vacation where you will have experiences. All plans can and will be changed as you go along. Have a list of things that you want to do so if one plan gets put on hold for some reason, you just move onto another on the list and come back to the first one later. Don’t just stew over the fact that something didn’t work out the way you wanted. Move on to a different experience. There are lots of things one can experience at any budget level. Don’t allow money to stop you from enjoying this time of your life and experiencing new things. Learn to roll with it and not stress over it. I know I spent enough years stressing over my job and career. I am retired now and stress over!
One last point that I am very aware of is the tendency to procrastinate. I am bound and determined not to procrastinate myself into not fullfilling my plans and dreams. It is too easy to spend way too much time on the couch in front of the telly. I find I can easily fall into that trap so I work hard at making my plans happen. Sometimes when I realize I am spending too much time on the couch I have to yell at myself. We have been somewhat housebound lateley as husband is waiting for eye cataract surgery. He has 1 eye done now and can drive again. So now just get the other one done and we are away. I have been out walking a little to get myself out. Life is short! Embrace it and get out there and enjoy it!